"I never thought I would say money is fun!"
"I feel like Wonder Woman compared to when I started with Ruth!"
"Coaching with Ruth totally met my expectations! Don't think. JUST DO IT. It's ok if you don't know where to begin!
I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I did achieve this! I think there is still some work to be done, but I feel like Wonder Woman compared to when I started with Ruth! I was at rock bottom emotionally when I signed up. Ruth helped me find accountability, language for what I was struggling with, and it gave me clarity on what my issues were. Also, some of her recommendations for boundaries were LIFE/GAME CHANGERS FOR ME.
I learned that life sucks without boundaries, and that goes for boundaries with money, too. When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. Money shows me what I prioritize. I get to pivot and not feel guilt, in fact I feel empowered because I am being responsible for what I do with my resources. I am forever grateful and will be back. ; )"
"She has given me practical solutions and has not judged me."
"I wanted to get a better handle on my finances, get out of debt, and starting to use my money more responsibly. The biggest hurdle was opening up to someone about my mistakes, being honest, and the cost. Ruth has been so nice and understanding. She has given me practical solutions and has not judged me. I feel like I can trust her to have my biggest interest at heart. My biggest lightbulb moment was the steps that I could take to make my financial journey and goals a little easier to achieve, and how investing in my future will set me up so I can help others."
"You can spend a little money learning from Ruth, or thousands of dollars being ignorant."
"I wanted to get on the same page with my wife. I also wanted to be better organized and more disciplined in the way we spend our money. I am trying to retire in less than 4 years, and we feel well on our way to accomplishing that! If I could tell those like me one thing, it would be, 'You could spend a little money learning from Ruth or thousands of dollars being ignorant.' Was it worth it? Yes!!!"
"Ruth has helped us create a budget that works, and we've already saved thousands of dollars."
"I was skeptical and reluctant to spend the money, thinking it was just another one of my husband’s out-there ideas. But he insisted, and we dove in headfirst.
Now, after just 4 months of working with Ruth, I’m even more excited about the coaching than he is! Ruth has helped us create a budget that works, and we've already saved thousands of dollars. I've taken control of my spending and have a clear understanding of where my money is going. Thanks to Ruth, I’m using my income as a tool for success. Highly recommend to anyone wanting to save money and take charge of their financial future. Thanks, Ruth!!!"
"Getting on the same page about spending money was huge in our relationship and has healed something that was a real struggle for both of us!"
"We both thought coaching couldn't do much. We thought we were surviving just fine. But after that first session it became clear how much Ruth could help us and it was really huge for us. I honestly needed a coach. I hadn't learned much about money growing up, so I learned a ton here and after just three sessions, I felt way more prepared for facing financial hurdles and budgeting!
Our biggest lightbulb moment was getting on the same page about spending fun money. That was huge in our relationship and has really healed something that was a real struggle for both of us! Ruth also changed my perspective. I thought because I didn't have a degree I couldn't get a good paying job. Turns out I can, and I have! I start next week! Without her I never would have applied for anything like the job I found!
Do it!!! It will be worth it all the way. Ruth can help you get the help you need and the help you don't know you need! If we hadn't had her help, we would still be in the same struggle bus for probably years to come! She got us out of our sticky situation and into the future! It's worth every penny!"
"Having a financial coach is like having a cheering section, a wise friend and financial guru all wrapped up in one."
"Financial coaching is exactly what you need to get unstuck. Before meeting with Ruth Liebel, I expected we would talk about the technical aspects of starting a Small Business. She of course addressed this, but she sensed non-business issues and helped me examine my beliefs around growth and change. Ruth listens carefully and asks insightful questions with gentle, firm precision.
If you're afraid of speaking aloud your doubts and fears, you can trust Ruth to hold a safe space for you to face and work through the burdens you're carrying. Her session recaps and homework assignments are custom-fit to your particular goals and needs. Having a financial coach is like having a cheering section, a wise friend and financial guru all wrapped up in one."
"I went from fearing an impoverished old age, to earning, saving, spending, and investing with determination toward my dreams."
"Coaching felt far too expensive when I started, but the financial gains exponentially overcame the expense of coaching. Coaching with Ruth far exceeded my expectations.
I wanted to feel financially competent and start to overcome what felt like insurmountable financial hurdles. Within a few months of working with Ruth, debt was dissolving significantly and our financial future looked secure. I spent a lifetime feeling like I was "bad with money". When I realized that was not true, everything changed. I went from fearing an old age, to earning, saving, spending, and investing with determination toward my dreams. And I dream big!
I can not praise this process enough. Ruth listened without judgement and worked hard to add value to every session. It was worth every penny. I wish I had done this twenty years ago."
"The coaching I am receiving is impacting more than just how I manage money, it is improving every facet of my life."
"I love working with Ruth. After trying to manage all of the information that I have read and listened to, I was still not where I wanted to be financially. Sure, I knew a lot about the why's and how's but I was struggling with where to start and how to prioritize my actions. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize.
After our first session, I felt happy, excited, comforted and most of all, hopeful. It's not like I've never felt hope before, but I have continued to feel hopeful with the same intensity since our first session because I believe that I can truly become a master of my money. The coaching I am receiving is impacting more than just how I manage money, it is improving every facet of my life."
"It was so hard to get my wife to help me with budgeting, and one session with Ruth and she was on board."
"Ruth has been a blessing for me and my family. She is very knowledgeable and caring. It was so hard to get my wife to help me with budgeting, and one session with Ruth and she was on board. She has helped my wife and I grow and get in line on our financial goals.
If you are wanting to achieve your financial goals, I would encourage you to work with a financial coach, and Ruth does an amazing job."
"Ruth teaches sustainable practices that lead to change."
"Ruth has changed my life!
Yes, I know you could save the money to pay something off but does that change your habits? Has that helped you make any progress thus far? Ruth teaches sustainable practices that lead to change. Do yourself and your relationships a solid and get in touch with Ruth. She will not let you down.
Don't spend another moment stressed about finances. You can make a change. 'Work is the vehicle of change. Let's make some change!' ; )"
"She is a believable advocate who challenges us to live more authentically. Our marriage is better because of Ruth coaching us."
"Ruth has done a marvelous job pinpointing what my husband and I do to create some of our own problems. She has also connected us with tools and resources that help us be better stewards of our money. I like the way she tackles everything from semantics (i.e., no more 'we can't afford it' but instead 'that's not where we choose to spend right now') to the underlying beliefs that are keeping us stuck in not only our financial progress but in all aspects of our lives.
She's a believable advocate who challenges us to live more authentically. Our marriage is better because of Ruth coaching us.
"She has helped me surpass my goals!"
"Ruth has been such a huge motivator in my financial life as well as other life goals. She is great at supporting others and giving some very much needed feedback. She has helped me surpass my goals and is wonderful at following up on those goals. She truly cares about her clients and I would gladly recommend her to my family and friends."
"I have worked with coaches in various areas of life, and I learned most from Ruth!"
I worked with Ruth to clear some hurdles in developing my business. Ruth is an absolute pleasure to work with. I took copious notes - her insights into not only business, but life itself, were so helpful! I found I got far more done knowing I would be meeting with her and reporting my progress. She is easy to confide in, and I could trust her with all of my thoughts. I have worked with coaches in various areas of life, and I learned most from Ruth!
"This is much more than money. It's life and how to navigate all that goes with it."
“Ruth has the ability to use your life experiences and current understanding to reach your goals. She does not make you feel like you've made a mistake or don't know what you are doing. I have learned I can be in control of finances; that many of the ideas I had could work if I had the support of others; that being honest about how you feel about money can help work through your hang-ups. Thanks so much! This is much more than money. It's life and how to navigate all that goes with it.”
WHAT CAN RUTH HELP YOU ACCOMPLISH?
- Improve overall financial literacy, foundation, and success
- Find unity with spouse and improve financial boundaries with loved ones
- Create a budget and spending system that works for YOU
- Break the cycle of living paycheck to paycheck
- Eliminate debt
- Build up emergency and other savings
- Improve credit score and prepare to buy a house
- Pay cash for college
- Prepare for a big life change eg: marriage, divorce, babies, cross-country move, career change, etc.
- Plan and prepare for retirement
- Tithe and give generously
- Manage windfall or inheritance wisely
- Teach kids to manage money
- Create money to invest
- Increase willpower, hope, security, freedom, confidence, and more!
