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      Fortify your family.
Break up with debt.
Create an abundance.      

Watch My New Mini-Series!
A new perspective changes the game.
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Essential System #1 for becoming successful with money.
Powerful homework included!

Become a powerful team
to eliminate debt and toxic money drags
and create a financial abundance!

"For where your treasure is, there will your heart be also." - Matt 6:21
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 Ruth has done a marvelous job pinpointing what my husband and I do to create some of our own problems. She has also connected us with tools and resources that help us be better stewards of our money. I like the way she tackles everything from semantics (i.e., no more “we can’t afford it” but instead “that’s not where we choose to spend right now”) to the underlying beliefs that are keeping us stuck in not only our financial progress but in all aspects of our lives. She’s a believable advocate who challenges us to live more authentically. Our marriage is better because of Ruth coaching us. 
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Elissa H.
Trying to manage money together can make you feel like a couple of hamsters.
Money conflict is cited for 90% of divorces in the first 7 years of marriage and 1/3 of all divorces.
Even if divorce isn't in the cards for you, stress, contention, overwhelm, and power struggles are no way to live!
3/4 of Americans rank their money stress at a 5 or greater. 50% rank it a 7-10!
That SUCKS! 
But I have great news!
Most money problems are totally solvable with just a few systems and simple practices!
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"Ruth has been a blessing for me and my family. She is very knowledgeable and caring. It was so hard to get my wife to help me with budgeting, and one session with Ruth and she was on board. She has helped my wife and I grow and get in line on our financial goals. If you are wanting to achieve your financial goals, I would encourage you to work with a financial coach, and Ruth does an amazing job." 

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Hunter M.
Quick help
“The simple and familiar hold the secrets of the complex and unknown.”
-Edward B. Burger; The 5 elements of Effective Thinking
Budget 101
The 3 essential elements for a useful budget plus tips and tools for successful budgeting. 
Kids & Money
 5 simple skills you can start today no matter where you are in your own journey. 
Watch full recording FREE
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Imagine a life where you:

1.  Understand your money personalities and how to lean into each other's superpowers.

2. Have a healthy personal relationship with money.

3. Live with simple systems that make managing your money easy.

4. Have the control and peace of knowing exactly where you stand financially in any given moment.

5.  Can spend without guilt because you have cash enough for the adventures and opportunities you want.
No matter where you are right now, you CAN have financial freedom.

And it's much easier than what you are doing now.
Get the help you're ready for!