Fortify your family.
Break up with debt.
Live in abundance.      

Bienvenido!
I help couples
become a powerful team
to eliminate debt and toxic money drags
and create a financial abundance.

"For where your treasure is, there will your heart be also." - Matt 6:21
Sometimes when you are stuck, all you need is a different view point.
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Watch My New Mini-Series!
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Quick help
“The simple and familiar hold the secrets of the complex and unknown.”
-Edward B. Burger; The 5 elements of Effective Thinking
Budget 101
The 3 essential elements for a useful budget plus tips and tools for successful budgeting. 
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Get It FREE
Kids & Money
 5 simple yet powerful skills you can start with your kids today no matter where you are in your own journey. 
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Watch full recording FREE
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 Ruth has done a marvelous job pinpointing what my husband and I do to create some of our own problems. She has also connected us with tools and resources that help us be better stewards of our money. I like the way she tackles everything from semantics (i.e., no more “we can’t afford it” but instead “that’s not where we choose to spend right now”) to the underlying beliefs that are keeping us stuck in not only our financial progress but in all aspects of our lives. She’s a believable advocate who challenges us to live more authentically. Our marriage is better because of Ruth coaching us. 
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Elissa H.
Oregon
Trying to manage money together can really make you feel like a couple of hamsters.
3/4 of Americans rank their money stress at a 5 or greater.

50% rank it a 7-10!

AND

Money conflict is cited for 90% of divorces in the first 7 years of marriage and 1/3 of all divorces. 
What people don't know is most money problems are SOLVED with just a few systems and simple practices!
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"Ruth has been a blessing for me and my family. She is very knowledgeable and caring. It was so hard to get my wife to help me with budgeting, and one session with Ruth and she was on board. She has helped my wife and I grow and get in line on our financial goals. If you are wanting to achieve your financial goals, I would encourage you to work with a financial coach, and Ruth does an amazing job." 

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Hunter M.
Idaho
Imagine a life where you:

1.  Understand your money personalities and how to lean into each other's superpowers.

2. Have a healthy personal relationship with money.

3. Live with simple systems that make managing your money easy.

4. Have the control and peace of knowing exactly where you stand financially in any given moment.

5.  Can spend without guilt because you have cash enough for the adventures and opportunities you want.
No matter where you are right now, you CAN have financial freedom.

And it's much easier than what you are doing now.
 So, take a look around and find the help you're ready for!
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