It's all the nerd talk that makes your brain shut down and run for the ice cream bucket.
It's not knowing where you can safely dump out your financial crap drawer and look at it productively.
It's assuming fun and adulting can't exist together.
It's not having your spouse totally on board.
Get clear on your numbers, and put all the tools and systems in place to run your finances as your own best finance pro!
"I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I did achieve this! I feel like Wonder Woman compared to when I started with Ruth! Ruth helped me find accountability, language for what I was struggling with, and it gave me clarity on what my issues were. Also, some of her recommendations were LIFE/GAME CHANGERS FOR ME.
When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. I feel empowered because I am being responsible for what I do with my resources. I am forever grateful."
Monthly Support Tiers
$197
- Access to everything in the STARTER
- 2 x Monthly Group Sessions* with Ruth
- Access to ALL the Group Session Recordings
- Access to the ABG Community
- Email Access to Ruth
$497
- Access to everything in the STARTER and PRO
- 1 x Monthly Private Session with Ruth*
- VIP Accountability and Support
1st and 3rd Tues of each month at 11am MT
Program Features
Digital Course Collection
Learn budgeting and personal finance concepts through Ruth's down to earth approach and unique framework! Apply the money tools and concepts at your own pace and with a useful order of progression! Review the content again and again to master the concepts.
Abundant Budgets Group
Structured group sessions every month with Ruth! Ask your questions, and address your roadblocks! REAL support, accountability, connection, and inspiration!
Can't make it live? Email Ruth your question and The Group will address it together! Watch the recordings for the answer!
Private Coaching
One 60-minute private session per month! Address anything with 100% attention on you! Customized structure with unbeatable support and accountability.
"My husband came to me with the idea of signing up with Ruth. I wasn't too keen on the idea. We called and scheduled an appointment to meet Ruth and get some questions answered. Then, I jumped all in: watched the courses, did the homework, created a real budget (Not just tracking my bills and expenses), and saved $30,000 in a year. It shocked me to see I was wasting all that money every year. Ruth's help made many other things possible for us. Then, this year, I got laid off from work. What could have been a disaster turned out to be a blessing. With Ruth's help, I didn't worry about how I was going to pay my bills or miss out on any of the fun things we had planned (even vacations). With the stress of finding and starting a new job, I wasn't stressed about my finances. Ruth has opened so many doors for us with the skills, support, encouragement and humor she provided."
What You'll Learn:
2. Clarity on why you interact with money the way you do, and how you can play to your strengths and own your weaknesses.
3. How to have productive money conversations, find reliable information, and make financial decisions that use your money to build your best life.
4. Create systems that automate your decisions so you can spend your time doing you. Unless you become a nerd like many clients who start saying budgeting is a fun game...
"Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money."
Is It For You?
STABLE INCOME
Life happens, and Ruth can help you with ANY question in The Group coaching sessions, but if your current primary concern is insufficient income or dealing with creditors, contact Ruth for great referrals.
BRAIN SPACE
You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.
Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment.
WANT HELP
The high level of quality personal coaching is a special difference compared to other online financial courses.
GOOD VIBES
Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.
The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.
DEDICATION
Coaching can certainly refuel a fire when it's low, and this program is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased.
CHRISTIAN APPRECIATION
RELIABLE TECH
I'd LOVE to, but...
STABLE INCOME
The pattern shows that those who are active in the courses and group coaching have their budget set up and working well in 3 months.
Debt free in 12-36 months - save THOUSANDS of dollars in interest and late fees.
Make investment earning differences of over $100k.
Ruth's client have even reported to completely eliminate the need for expenses in their budget such as depressions medication, marriage therapy,
BRAIN SPACE
You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.
Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment.
WANT HELP
The high level of quality personal coaching is a special difference compared to other online financial courses.
GOOD VIBES
Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.
The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.
DEDICATION
Coaching can certainly refuel a fire when it's low, and this program is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased.
CHRISTIAN APPRECIATION
RELIABLE TECH
Ruth teaches sustainable practices that lead to change. Do yourself and your relationships a solid and get in touch with Ruth. She will not let you down. Don't spend another moment stressed about finances. You can make a change.