The Coaching Program that Changes the Game!

The Coaching Program that Changes the Game!

Support and education to become the CFO of your home and manage money in a whole new way!    
With unmatched support and easy to consume content, you will take control of your money with confidence, and build the abundant life you are dreaming of!    
 Don't live in uncertainty or overwhelm anymore! Get clear on the numbers and put all the tools and systems in place to run your finances like a pro! Ruth will personally coach you through each step.   
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"I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I did achieve this! I feel like Wonder Woman compared to when I started with Ruth! Ruth helped me find accountability, language for what I was struggling with, and it gave me clarity on what my issues were. Also, some of her recommendations were LIFE/GAME CHANGERS FOR ME.

When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. I feel empowered because I am being responsible for what I do with my resources. I am forever grateful. ; )"

Melanie Ruiz, North Carolina
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Program Features

Digital Course Collection

Learn money tools and concepts at your convenience! Get personal feedback on homework from Ruth! Review the content again and again to master the concepts.    

Abundant Budgets Group

Two group sessions every month with Ruth! Ask your questions, and address your roadblocks! Watch recordings if you miss something. REAL support, accountability, connection, and inspiration!  

Private Coaching

One 60-minute private session per month! Address anything you want with 100% attention on you! Unbeatable support and accountability.    

Monthly Support Tiers

STARTER

$149

Monthly Subscription
Includes:
  • Access to the Online Course Content

  • Email Access to Ruth

  • Access to Facebook Group
PRO

$300

Monthly Subscription
Includes:
  • Access to the Online Course Content

  • Email Access to Ruth

  • Access to Facebook Group

  • 2 x Group Sessions with Ruth

ELITE

$500

Monthly Subscription
Includes:
  • Access to the Online Course Content

    • Email Access to Ruth

    • Access to Facebook Group
     
    • 2 x Group Sessions with Ruth
     
    • 1 x 60-minute Private Session with Ruth
     Please note that, during school, all sessions are scheduled on week days between 10:00am-3pm MT. Summer availability is TBD each year. 
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    "I was skeptical and reluctant to spend the money, thinking it was just another one of my husband’s out-there ideas. But he insisted, and we dove in headfirst.

    Now, after just 4 months of working with Ruth, I’m even more excited about the coaching than he is! Ruth has helped us create a budget that works, and we've already saved thousands of dollars. I've taken control of my spending and have a clear understanding of where my money is going. Thanks to Ruth, I’m using my income as a tool for success. Highly recommend to anyone wanting to save money and take charge of their financial future. Thanks, Ruth!!!"

     
     Hillary Durrant, California 
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    What You'll Learn:

    Short answer:

    1. You'll learn your best options and get clarity on your values to finally move YOUR financial needle.

    2. You'll learn HOW to have conversations, find reliable information, and make financial decisions that make sure your money builds the life you work for.

    3. You'll create systems that automate the decisions you make and clean up the chaos and ambiguity.
    Longer Answer:  ...Nope, No one wants to read long answers. But you are welcome to:
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    "Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money."

     Susan Jellum, Utah 
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    Abundant Budgets is an amazing program!
    BUT IT'S NOT FOR EVERYONE. 

    Is It For You?

    BRAIN SPACE

    You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.

    Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment. 

    STABLE FINANCES

    The program is designed for those who make $100k or more per year, but the main requirement is that you have sufficient income to pay all your regular living expenses and minimum payments--even if only on paper. Paying for the program is always an act of faith, but it should NOT put you in financial stress or hardship.

    Life happens, and Ruth can help you with ANY question in The Group coaching sessions, but if your primary concern is financial crisis or dealing with creditors, contact Ruth for great referrals.

    WANT HELP

    The desire to engage as much as possible is important for success. This is not a program for those who have a passive interest, who know all the answers, or who are not ready to confront the chaos and do the work.

    The high level of quality personal attention is a special difference compared with other online financial courses. 

    GOOD VIBES

     Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.

    The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.

    DEDICATION

     Coaching can certainly refuel a fire when it's low, and this program is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased. 

    CHRISTIAN PERSPECTIVE

    While you absolutely do NOT need to be Christian or even religious, an appreciation for Christian beliefs and parables is essential; Ruth uses her Christian perspective A LOT in this program. If this isn't something you'd be comfortable with, you will likely be better served with a different coach.

    RELIABLE TECH

    You do not need to be a tech whiz (Ruth is NOT one), but ownership and basic comfort with a laptop and a smart phone is important for this course. A desktop is preferred for group sessions to make screen share easier.
    IS YOUR HEAD SPINNING?
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    "Ruth has changed my life! If you are having financial difficulties, coaching is 100% the way to go. Yes, I know you could save the money and pay something off, but does that change your habits? Has that helped you make any progress thus far?

    Ruth teaches sustainable practices that lead to change. Do yourself and your relationships a solid and get in touch with Ruth. She will not let you down. Don't spend another moment stressed about finances. You can make a change.
    Jon Molofsky, Idaho
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