"I wanted to get on the same page with my wife. I also wanted to be better organized and more disciplined in the way we spend our money. I am trying to retire in less than 4 years, and we feel well on our way to accomplishing that! If I could tell those like me one thing, it would be, 'You could spend a little money learning from Ruth or thousands of dollars being ignorant.' Was it worth it? Yes!!!"
Two group sessions every month with Ruth! REAL accountability, support, connection, and inspiration!
Learn at your convenience and get personal feedback from Ruth on homework! Review the content again and again to master the concepts.
Unlimited email access to Ruth! Get your questions answered!
"Our biggest lightbulb moment was getting on the same page about spending money. That was huge for our relationship and has healed something that was a real struggle for both of us!
Do it!!! It will be worth it all the way. Ruth can help you get the help you need and the help you don't know you need! If we hadn't had her help, we would still be in the same struggle bus for years to come! She got us out of a sticky situation and into the future! It's worth every penny!"
"Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money."
You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.
Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment.
The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.
Coaching can certainly refuel a fire when it's low, and this program is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased.