Experience the clarity, peace, power, freedom and FUN that comes with intentionally managing your money
WITH A METHOD THAT
Makes your needs, the people you love, and the things that your family values most be the FOCUS.
You aren't dumb.
It's not because math isn't your thing (Ruth sucks at mental math).
It's all the nerd talk that makes your brain shut down and run for the ice cream bucket.
It's not knowing where you can safely dump out your "financial crap drawer" and look at it productively.
It's feeling like you'll have to fight about it or do it alone.
"I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I did achieve this! I feel like Wonder Woman compared to when I started with Ruth! Ruth helped me find accountability, language for what I was struggling with, and it gave me clarity on what my issues were. Also, some of her recommendations were LIFE/GAME CHANGERS FOR ME.
When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. I feel empowered because I am being responsible for what I do with my resources. I am forever grateful."
Monthly Support Tiers
$197
- Access to the full, incredible Course Collection
- Master the framework and build out the systems
- self-paced and step-by-step modules, cheat sheets, resources, etc.
- Email Access to Ruth
$297
- Access to everything in the STARTER
- 2 x Monthly Group Sessions* with Ruth
- Access to ALL the Group Session Recordings
- Access to the ABG Community
$497
- Everything in the STARTER and PRO
- 1 Private Session** per month with Ruth and VIP accountability
1st and 3rd Tues of each month at 11am MT
Program Features
Abundant Budgets Course Collection
Learn budgeting and personal finance concepts through Ruth's down to earth approach and unique framework! Apply the money tools and concepts at your own pace and with a useful order of progression! Review the content again and again to master the concepts.
Abundant Budgets Group
Structured group sessions every month with Ruth! Ask your questions, and address your roadblocks! REAL support, accountability, connection, and inspiration!
Can't make it live? Email Ruth your question and The Group will address it together! Watch the recordings for the answer!
Private Coaching
One 60-minute private session per month! Address anything with 100% attention on you! Customized structure with unbeatable support and accountability.
"My husband came to me with the idea of signing up with Ruth. I wasn't too keen on the idea. We called and scheduled an appointment to meet Ruth and get some questions answered. Then, I jumped all in: watched the courses, did the homework, created a real budget (Not just tracking my bills and expenses), and saved $30,000 in a year! It shocked me to see I was wasting all that money every year.
Ruth's help made many other things possible for us. Then, this year, I got laid off from work. What could have been a disaster turned out to be a blessing. With Ruth's help, I didn't worry about how I was going to pay my bills or miss out on any of the fun things we had planned (even vacations). With the stress of finding and starting a new job, I wasn't stressed about my finances. Ruth has opened so many doors for us with the skills, support, encouragement and humor she provided."
What You'll Learn:
2. Create systems that automate your decisions so you can spend your time doing you. Unless you become a nerd like many clients who start saying budgeting is a fun game...
3. Clarity on why you interact with money the way you do, and how you can play to your strengths and own your weaknesses.
4. How to have productive money conversations, find reliable information, and make financial decisions that use your money to build your best life.
- Fundamentals
- System 1: Making Money Decisions
- System 2: Banking and Bill Pay
- System 3: Budgeting and Tracking
- System 4: Breaking Up With Debt
- System 5: Working With Your Spouse
- Pillar: Make and Grow Money
- Pillar: Preserve Money
- Pillar: Give and Share Money
- Pillar: Enjoy Money
- Skill Set: YNAB Set Up
- Skill Set: Making the Math Work
- Skill Set: Teaching Kids to Make and Manage Money
- Skill Set: Willpower
"Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money."
Is It For You?
STABLE INCOME
Investing in a program like this one is always an act of faith, but it should NOT put you in financial stress or hardship.
Life happens, and Ruth can help you with ANY question in your coaching sessions, but if your current primary concern is insufficient income, dealing with creditors, or considering bankruptcy, then this is NOT the program for you. Contact Ruth for great referrals.
BRAIN SPACE
You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.
Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources.
The savings in money, time, energy, opportunities, and relational health in perpetuity are definitely worth the investment.
WANT HELP
The high level of quality personal coaching is a special difference compared to other online financial courses.
GOOD VIBES
Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.
The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.
DEDICATION
This program is loaded with inspiration and easy wins, and coaching can certainly refuel a fire when it's low. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the work.
Motivation and follow-through can be encouraged, but not purchased.
CHRISTIAN APPRECIATION
If this isn't something you'd be comfortable with, you will likely be better served with a different coach. Contact Ruth for some referrals.
RELIABLE TECH
A desktop is preferred for group sessions to make screen share easier, but many members join on the go with their phones.
Ruth teaches sustainable practices that lead to change. Do yourself and your relationships a solid and get in touch with Ruth. She will not let you down. Don't spend another moment stressed about finances. You can make a change.