The Coaching Program that Changes the Game!

The Coaching Program that Changes the Game!

Support and education to manage money in a whole new way!    
With unmatched support and easy to consume content, you will take control of your money with confidence, and build the abundant life you are dreaming of!    
 Don't live in uncertainty or overwhelm anymore! Ruth will personally coach you through each step.   
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"I wanted to get on the same page with my wife. I also wanted to be better organized and more disciplined in the way we spend our money. I am trying to retire in less than 4 years, and we feel well on our way to accomplishing that! If I could tell those like me one thing, it would be, 'You could spend a little money learning from Ruth or thousands of dollars being ignorant.' Was it worth it? Yes!!!"

Joseph Durrant, California
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Program Features

Abundant Budgets Group

Two group sessions every month with Ruth! REAL accountability, support, connection, and inspiration!  

Digital Course Collection

Learn at your convenience and get personal feedback from Ruth on homework! Review the content again and again to master the concepts.    

Email Support

Unlimited email access to Ruth! Get your questions answered!    

Commitment Levels

The Start
30 Days Commitment

$500

Monthly Subscription
The Focus
6 Month Commitment

$2850

One-time Payment
The Life
12 Month Commitment

$5400

One-time Payment
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"Our biggest lightbulb moment was getting on the same page about spending money. That was huge for our relationship and has healed something that was a real struggle for both of us!

Do it!!! It will be worth it all the way. Ruth can help you get the help you need and the help you don't know you need! If we hadn't had her help, we would still be in the same struggle bus for years to come! She got us out of a sticky situation and into the future! It's worth every penny!"
  

 Amanda Lewis, Idaho 
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What You'll Learn:

Short answer:
You'll learn exactly what you need to finally move the financial needle and put your money where you want it to go.
Longer Answer:  ...Nope, No one wants to read long answers. But you are welcome to tour through the courses!
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"Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money."

 Susan Jellum, Utah 
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Abundant Budgets is an amazing program!
BUT IT'S NOT FOR EVERYONE. 

Is It For You?

BRAIN SPACE

You need to have the brain space to learn and tackle new things. The course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.

Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment. 

STABLE FINANCES

The program is designed for those who make $100k or more per year, but the main requirement is that you have sufficient income to pay all your regular living expenses and minimum payments--even if only on paper. Paying for the program is always an act of faith, but it should NOT put you in financial stress or hardship.

Life happens, and Ruth can help you with ANY question in The Group coaching sessions, but if your primary concern is financial crisis or dealing with creditors, contact Ruth for great referrals.

WANT HELP

The desire to engage as much as possible is important for success. This is not a program for those who have a passive interest, who know all the answers, or who are not ready to confront the chaos and do the work.

The high level of quality personal attention is a special difference compared with other online financial courses. 

GOOD VIBES

 Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.

The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy or professionals who specialize in addictive behavior.

DEDICATION

 Coaching can certainly refuel a fire when it's low, and this program is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased. 

CHRISTIAN PERSPECTIVE

While you absolutely do NOT need to be Christian or even religious, an appreciation for Christian beliefs and parables is essential; Ruth uses her Christian perspective A LOT in this program. If this isn't something you'd be comfortable with, you will likely be better served with a different coach.

RELIABLE TECH

You do not need to be a tech whiz (Ruth is NOT one), but ownership and basic comfort with a laptop and a smart phone is important for this course. A desktop is preferred for group sessions to make screen share easier.
IS YOUR HEAD SPINNING?
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"Ruth has changed my life! If you are having financial difficulties, coaching is 100% the way to go. Yes, I know you could save the money and pay something off, but does that change your habits? Has that helped you make any progress thus far?

Ruth teaches sustainable practices that lead to change. Do yourself and your relationships a solid and get in touch with Ruth. She will not let you down. Don't spend another moment stressed about finances. You can make a change.
Jon Molofsky, Idaho
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