RUTH IS GIVING YOU:
- want to have better control of their money.
- have not had success with previous attempts to "be better" with their money.
- may be frustrated with what their spouse is spending money on (or vis a versa), and can't seem to get on the same page.
- appreciate a Christian perspective.
- have an idea of what they "should do," but may not want to cut up all their credit cards, sell everything they own, or live on beans and rice in order to achieve their financial goals.
"Coaching with Ruth totally met my expectations! Don't think. JUST DO IT. It's ok if you don't know where to begin!
I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I did achieve this! I think there is still some work to be done, but I feel like Wonder Woman compared to when I started with Ruth! I was at rock bottom emotionally when I signed up. Ruth helped me find accountability, language for what I was struggling with, and it gave me clarity on what my issues were. Also, some of her recommendations for boundaries were LIFE/GAME CHANGERS FOR ME.
I learned that life sucks without boundaries, and that goes for boundaries with money, too. When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. Money shows me what I prioritize. I get to pivot and not feel guilt, in fact I feel empowered because I am being responsible for what I do with my resources. I am forever grateful!
- "The trick to getting ahead is to scrimp and not spend money."
- "Budgets need to divide 'needs' from 'wants'."
- "In order to get out of debt, you need to sell everything you own and live on beans and rice."
- "YOLO. We deserve to buy everything we want now because we can always make money later."
- "Wealth destroys relationships and corrupts people."