Money Trouble #4 – Managing Money Should Come Naturally

Have you ever looked around and wondered, “How come I’m the only one who can’t seem to figure this out??? You look at coworkers or old school mates who seem to have the money thing figured out but you can’t see how the numbers are adding up.

I have worked in ministry positions and listened to people discuss sexual abuse, drug addictions, and family drama. I was a trained volunteer for a domestic violence shelter where I heard horrific stories of violence and brutality. I worked at Planned Parenthood in Utah (where total abstinence before marriage is the social expectation) discussing people’s sex lives, STI’s, rape, unwanted pregnancy, etc. And I have been a financial counselor and coach for over 15 years. The topic people are MOST resistant to talk about, hands down no contest, is their finances.

There is so much identity placed in a person’s economic situation. I guess it is REALLY hard to break millennia of conditioning that status and genetic superiority go hand in hand, that a man’s ability to provide is his value, and that handling money should be as natural and simple as running or singing.

But, when you think about it, even the greatest runners, singers, and anyone else who has “figured anything out” have taken hours and hours of lessons, coaching, instructions, and constructive criticism.

Financial literacy in America is pretty bad. The garbage that is passed around as good financial behavior is comparable to a bunch of middle schoolers teaching each other sex-ed. Seriously! When 78% of the American population, one of the most affluent populations in the history of the world, is living paycheck to paycheck, the advice given is clearly not good!

It is natural to sing, to run, to have money flow in and out of your management. But none of these things are done WELL without intention, practice, and proper form. It shows character to raise your hand and say, “Hey, I’m not as good at this as I would like to be. Can you help me get better?”

I have come to respect the hell out of people willing to this, and I challenge myself to do it as often as possible because it ALWAYS pays off. Your neighbor with the baffling numbers might be a money master or they might be a financial middle schooler. Make sure the people you are imitating or soliciting advice have actually accomplished or are on a solid trajectory to accomplish what you aim to achieve.

Would you like to improve how you manage money?

Did you like this post? Share it with a friend, leave a comment, and follow me on facebook!

Published by Ruth Liebel

I am a mother of 4, wife of a surgeon and soldier, girl of the Southwest but I love The South. I am a formally educated financial counselor and a Ramsey Preferred Coach. I love my work and want to empower others to live abundantly through budget, boundaries, and beliefs. What can I help you accomplish today?