Money Trouble #3 – No plan

“For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it? Lest haply, after he hath laid the foundation, and is not able to finish it, all that behold it begin to mock him, saying, This man began to build, and was not able to finish.” -Luke 14:28-30

When I was in my early 20’s, I spent 15 months in Argentina for a mission trip. I LOVED it. I met over a hundred new people each week, helping them do schoolwork, speak English, wash clothes, build homes, clear land, cook, create healthy family routines and systems, etc. And, of course, talk about Jesus. It was fantastic. I felt at home in Argentina, but the one thing that surprised my strong American upbringing was the looks on their faces when I would ask the young people, “What do you want to be when you grow up?”

While this is a common icebreaker with American children, the children in the neighborhoods of Argentina where I hung out looked at me like that was the weirdest question they had ever heard! The idea that life could be any different in 10 or 20 years for them was not in their conditioning.

It was rare to graduate from high school; attendance was a big hurdle. Simple things felt like big hurdles in Argentina. Most people wash their clothes by hand or hang them out to dry on the line. If it rains, kids skip school to avoid being in wet clothes for days. If they don’t have good refrigeration then they have to go grocery shopping every day. They have socialist medicine with a horribly inconvenient and inefficient first-come-first-serve system for those without lots of money. These and other hurdles result in a very low high school graduation rate. It’s frustrating because college education is completely free in Argentina as long as you maintain passing grades. The cycle of poverty becomes generational because they lack both insight and foresight: insight to see beliefs and behaviors holding them back from obtaining a better life, and foresight of what they can achieve if they push through and solve for the temporary discomforts.

Today, America is the land of opportunity and one of the most prosperous countries in the history of the world. We have so many luxuries in our daily life, and still 78% of the population is on the verge of financial chaos. 78% of the population does spends for momentary passions and has no written plan for their life. 78% is stuck without insight and foresight of how to stop living paycheck to paycheck and create a better life.

Are you what you wanted to be when you grew up? Are you financially where you want to be?

If life has beaten you down and your passion and creative juices for life are dry, I recommend you take a self-assessment see what areas of your life need the most attention. Jesus said He came into the world that we might have an abundant life (John 10:10). He meant you, too. Don’t let simple things keep you from living the life He intends for you.

Do you have something you want to build, literally or metaphorically? Do you see value in sitting down with me to “count the cost: and figure out “how to finish it. I can help you develop better insight and foresight with your money so you can finally get out of a financial rut and build whatever tower you are dreaming of!

Schedule a FREE consultation now.

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Published by Ruth Liebel

I am a mother of 4, wife of a surgeon and soldier, girl of the Southwest but I love The South. I am a formally educated financial counselor and a Ramsey Preferred Coach. I love my work and want to empower others to live abundantly through budget, boundaries, and beliefs. What can I help you accomplish today?