Money Trouble #2- Thou Shalt Not Spend

After talking with hundreds of people about their anxieties and beliefs about money, I have discovered the prevalence of what I have dubbed, **Thou Shalt Not Spend Syndrome.

People with this **syndrome have a conscious or unconscious belief that there are “good” expense and “bad” expenses, and that the key to financial success and the keystone of frugality is to spend as little money as possible. **Thou-shalt-not-spenders do, in fact, spend money and enjoy it, but this enjoyment is in conflict with their financial moral code that leaves them feeling a bit of guilt or anxiety after each purchase. They frequently wonder, “Did I just spend money that was supposed to go to something important?” They may feel a need to defend or rationalize their spending. A lack of written budget amplifies the anxiety. When in a committed relationship, there is often a strong desire to separate “your money and my money” to ease the anxiety of mistakenly spending needed money.

Financial Pit Falls for Thou Shalt Not Spenders:

  • Have a hard time paying for or investing in things that don’t seem to pay out right away.
  • Tend to buy low priced items that malfunction, break quickly, or don’t actually serve their needs or goals
  • Struggle to spend money on self-care (medical, emotional, or physical) for themselves or those they love because the expense feels financially irresponsible
  • Disharmony in marriage finances
  • Feel cheap with people even though they want a generous heart
  • Frustrated with purchases and anxious about finances

Do you recognize these tendencies in yourself or someone you know? Well, you are in luck because this **syndrome is very easily “cured” by establishing an effective written budget and powerful coaching exercises. If you can find ANYWHERE in the scriptures where the Lord declares spending or enjoying money to be sinful, I’ll give you 3 months coaching for FREE!

Click here for my budgeting 101 tips

**Thou-shalt-not-spenders are great financial coaching clients because they are usually intelligent, creative, resourceful, responsible, and believe in doing good with money.

Are you ready to live abundantly through the mastery of your money?!

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**I am not a medical or licensed anything. No one is being diagnosed with anything. This is just a cute name of endearment that allows people to recognize and laugh at behavior and belief patterns that are holding them back. However, if it does become an official thing then remember I said it first. : )

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As always, it is my mission to empower you to live abundantly through the master of your money. How may I help you with that?

Published by Ruth Liebel

I am a mother of 4, wife of a surgeon and soldier, girl of the Southwest but I love The South. I am a formally educated financial counselor and a Ramsey Preferred Coach. I love my work and want to empower others to live abundantly through budget, boundaries, and beliefs. What can I help you accomplish today?